July 15,2005

Real estate values have skyrocketed in all major cities. Renting a home makes no economical sense in today's market.Find a fixer upper in a good neighborhood and become your own general contractor.Get a copy of the Sunday real estate section and become familiar with the neighbo... read more

Chose a mentor, any mentor. Chose someone that you admire and copy the good traits that they have. For instance, choose someone very organized and use that to improve or better yourself.

Each and every night make up a schedule of chores you have to do. My problem is that I make my chore lis... read more

6/26/05

Make your dollars work for you. A couple of helpful hints.

1. Always check your bank statements. Banks can and do make mistakes.

2. Check of your credit card bills. Sometimes charges will appear that don't belong to you.

3. Open up your own mail. Never let a secret... read more

Try to maintain your lifestyle on fixed expenses.Keep a close track of your monthly income and expenses.The only way to trim down your spending is to know exactly what you are spending your money on.

Ask yourself the question: Where is my money going? If you can answer that, you have mounte... read more

Try to increase your insurance deductible on all policies. Instead of maintaining a zero deductible on your policies. Increase the deductible so that the out of pocket is higher.

Try not to eat out at restaurants so much. Restaurants are expensive. Home cooking is cheaper.